Whether it’s a cabin on the edge of Lake Superior or a cozy cottage near your favorite fishing spot, a second home gives your family the freedom to spend weekends relaxing, instead of worrying about whether or not there are still spots open for rentals.

Vacation Home Investment


Your vacation home is an investment, both in your finances and in your future. It’s a place where your family can drive out on Friday afternoon and having supper at home by Sunday evening. They also help you prepare for retirement, giving you somewhere to go where you know you’ll enjoy all that Minnesota has to offer. Lakefront properties are popular retirement areas, as they offer an abundance of recreational activities. On the shores of Superior alone, there are three golf courses, as well as opportunities for water skiing, hiking, fishing, and boating.

Purchasing a second home is much the same as purchasing your first home. You’ll need to get in touch with a reputable real estate agent who is familiar with the spots within a couple of hours from your primary residence. Often, you’ll be able to use the same agent that you used for your residence! That gives you piece of mind that the person you’re working with understands the needs of your family and exactly what you’re looking for in a vacation home.

If you’re interested in purchasing a second home, Home Wise Mortgage wants to help you get started. We believe in being your lenders for life, through the process of purchasing both your first home and your second home.